While iOS 17 speculation is already in full swing, there are still a few features Apple has announced but not yet released for iPhone and iPad users. New features for Apple Pay and Apple Card, updates to Safari, and more are coming. Check out all the previously announced features for iPhone and iPad below…
Apple Pay Later
Apple is ramping up its initiatives in the personal finance sector, and one of the most anticipated new features in this category is called Apple Pay Later. Announced at WWDC 2022, Apple Pay Later lets you split your Apple Pay purchases into four equal payments with zero interest over six weeks.
The Apple Pay Later feature is similar to competitors such as Affirm and Klarna, two companies leading the modern wave of “buy now, pay later” platforms. However, Apple touts its platform as “seamless and secure,” integrated into the Apple Wallet application and free of fees.
When Apple Pay Later was announced at WWDC 2022, there was no clear timeline for when it would be available to customers. This feature was not included in the initial release of iOS 16, nor was it added in subsequent software updates. bloomberg reported that the feature faces “fairly significant technical and engineering challenges.”
When Apple Pay Later launches, it will be “available anywhere Apple Pay is accepted online or in-app” and will be available to “qualified applicants in the United States.”
apple card savings account
Continuing its focus on financial services, Apple also announced the integration of high-yield savings accounts directly into the Wallet application for Apple Card users. The feature was announced in October, and Apple says it will be available “soon.” The Apple Card is only available in the US, so the new savings account will also be US-only.

With an Apple Card Savings account, Daily Cash rewards can be automatically credited to your account. Fully integrated with the Apple Wallet application, you can track your account balance and growth over time, and even make additional deposits through your linked bank account.
The Apple Card Savings Account is operated in partnership with Goldman Sachs, which is also Apple’s partner for the Apple Card itself. The exact percentage that the account pays in interest isn’t said, but Goldman’s existing online savings account offers an annual yield of 3.30%.
next generation car play

At WWDC, Apple announced what it describes as “the next generation of CarPlay.” However, this is a feature that even Apple has acknowledged will not be available for some time despite its initial announcement at WWDC 2022.
The new CarPlay interface is a dramatic overhaul compared to what is currently offered. It supports multiple screens in the car and can be deeply integrated with the car hardware. Essentially, this new CarPlay design could completely replace the manufacturer’s proprietary digital interface.
- Instrument cluster speed, fuel level, temperature, etc.
- Control your radio or change the weather directly from CarPlay
- Personalize your driving experience by choosing from a variety of gauge cluster designs
- Widgets allow users to see weather and music information at a glance on their car dashboard
This is a major undertaking for Apple and will require close cooperation with automakers looking to adopt the new CarPlay interface. Apple says more information “will be shared in the future,” and that we can expect the first vehicles to support the new CarPlay design later this year.
apple music classic

Oh yeah, Apple Music Classic. This isn’t necessarily a feature unique to iOS 16, but a feature Apple said he would be available in 2022, but it wasn’t. Apple acquired classical music service Primephonic in his 2021 and quickly removed the app from the App Store, consolidating the content into its own Music app.
However, Apple also promised to release a “dedicated classical music app” in 2022 that “combines Primephonic’s classic user interface with additional features.” This won’t happen in 2022 and Apple has remained silent about when the app will be released.
At this point, questions are starting to arise as to whether Apple Music Classical has been scrapped (or significantly reduced in scope) given Apple’s silence on the matter. The good news is that references to this service have been found in iOS code. Hopefully we will get an update soon.
web push notification
Safari web push notification support on iOS and iPadOS has received little attention since it was officially announced. This was announced at his WWDC last year, where Apple said Safari on iPad and iPhone would be the first to support push notifications from websites.

Support for web notifications in Safari has been available on Mac for several years, but not specifically on iPhone and iPhone. It was a post about her Mastodon by Jen Simmons, who works as an Apple Evangelist on her Web Developer Experience team at the company, that shook our memory of this feature.
In the post, Simmons asked users to share their “favorite web apps” that they’ve added to their iPhone home screens. This could indicate Apple’s ongoing work on her web push notifications for iPhone and iPad. Maybe Other improvements to how Progressive Web Apps work on Apple’s platforms.
Apple says web notification support on iPhone and iPadOS will be available in 2023. This feature is not yet available in beta for iOS 16.
new house construction

With iOS 16.2 in October, Apple introduced a new opt-in architecture for HomeKit. Ultimately, instead, the new architecture had the opposite effect on many users who chose to make the change.
In response to the backlash and complaints, Apple ended up completely abandoning the new architecture last month. The company said in a statement:
“We are aware of an issue that may be impacting users’ ability to share their Home within the Home app. A fix will be available soon. Temporarily removed. Users who have already upgraded will not be affected.”
There’s no official word on when Apple plans to reimplement this new HomeKit architecture. evidence However, a recent iOS beta release indicates that the company continues to develop the platform.

Finally, there is one security and privacy focused feature that Apple has already announced. iMessage Contact Key Verification is designed for “users facing extraordinary digital threats,” including journalists, human rights activists, and government officials.
This feature works by giving users a way to further verify that they are messaging with the intended audience. Apple explains:
While the majority of users will never be targeted by highly sophisticated cyber-attacks, this feature provides an important additional layer of security for potential targets. Conversations between users who have iMessage Contact Key Verification enabled can be compromised by highly sophisticated adversaries, such as state-sponsored attackers, who can compromise cloud servers and insert their own devices to intercept these encrypted communications. Receive automatic alerts if the eavesdropping is successful. For added security, iMessage Contact Key Verification users can compare Contact Verification Codes in person, in FaceTime, or via another secure call.
According to Apple, iMessage Contact Key Verification will be available “globally” sometime in 2023.
iOS 16.4 could be coming soon…
Last week, iOS 16.3 was released with several features and changes specifically targeted at HomePod. With this update out, the company will soon begin beta testing iOS 16.4. Possible within a few days.
I don’t yet know if iOS 16.4 includes these features, but I hope it does.
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