How to buy Bitcoin with Apple Pay?

Cryptocurrency exchanges have introduced various ways to buy Bitcoin (BTC) using the Apple Pay payment method. This is a good move for Bitcoin adoption, as the Apple Pay digital wallet accounts for over 507 million mobile wallet downloads and holds a dominant market share of 43.5% in the US mobile payments market.

The ability to integrate Bitcoin into Apple Pay for purchases has opened up new cryptocurrency opportunities for iPhone users. This article explains how to buy Bitcoin and other cryptocurrencies using Apple Pay.

What is Apple Pay Digital Wallet?

Introduced in 2014, Apple Pay is a mobile payment service for web payments using iOS and supported by Apple products. It is most commonly used as his Apple Pay application for iPhone and Apple Watch. It allows users to pay for music, movies and apps with a single touch.

With the introduction of Near Field Communication (NFC) technology, Apple Pay is now available in offline stores, and Apple Pay contactless payments are booming. NFC is a proximity-based wireless connectivity technology that uses magnetic fields to enable communication between devices when they are brought close together. Apple Pay is supported by thousands of apps and offline stores around the world, allowing users to purchase a multitude of goods and services, as well as use NFC to buy bitcoin on his iPhone or Apple Watch. You can also

Different Ways to Buy Bitcoin with Apple Pay

While Bitcoin and cryptocurrencies are not directly integrated into Apple devices, many popular applications and platforms facilitate cryptocurrency transactions and transfers. Here are various ways to buy Bitcoin using Apple Pay.

Buy Bitcoin with Apple Pay through Coinbase

Coinbase is a US-based crypto trading and investment platform that offers a variety of services and allows users to buy, sell, exchange, and store cryptocurrencies. Through partnerships with major giants such as Visa and Mastercard, Coinbase is expanding its presence in the cryptocurrency space by offering on-ramp and off-ramp crypto trading with instant purchases with credit and debit cards. increase.

To enable more convenient options for iOS users, Coinbase introduced Bitcoin purchases using Apple Pay linked to debit cards in June 2021. However, crypto sell and cash out options are not yet available in this mode.

Steps to buy Bitcoin using Apple Pay on Coinbase

  1. Log into your Coinbase account on the website or app using your Apple Pay-enabled device.
  2. Select Bitcoin in the cryptocurrency options.
  3. [BTC を購入]Optionally, enter the amount of Bitcoins you want to buy.
  4. Select Apple Pay from the list of available payment methods.
  5. Confirm Bitcoin purchases using Apple Pay.

It’s important to note that Apple Pay will automatically appear as a payment option if your Visa or Mastercard debit card is linked to the underlying Apple Pay digital wallet. If not, be sure to do so before following the steps above.

Limits for purchasing BTC with Apple Pay on Coinbase are subject to debit card transaction limits combined with Coinbase limits and are subject to change by policy, geographic region, and location. These limits can be found in the settings ETH in the Coinbase app), Litecoin (LTC) and Ripple’s XRP (XRP) can be purchased in a similar way using Apple Pay on Coinbase.

Buy Bitcoin with Apple Pay on Binance

Binance first introduced and launched Apple Pay integration for cryptocurrency purchases using credit and debit cards for UK and European Economic Area (EEA) citizens only. In December 2022, Binance announced Apple Pay (debit card only) to deposit US dollars to buy crypto for US account holders.

This paves the way for not only purchases, but also Bitcoin and crypto investments on Binance using Apple Pay.

How to buy Bitcoin with Apple Pay on Binance

  1. Log in to the Binance app on your iOS device.
  2. Click “Wallet” and select USD to deposit USD.
  3. Click Add Payment Method to add Apple Pay.
  4. Enter the amount in USD and tap “Deposit”. Add Apple Pay as a payment method of choice.
    Buy Bitcoin with Apple Pay on Binance
  5. Proceed to purchase BTC or other cryptocurrencies with this deposit.

It’s important to note that Apple Pay in the US only works with debit card integration, but credit cards are an additional option in the UK and EEA. % commission applies, approximately 2% per transaction in the UK. This is subject to change according to policy. Users should confirm the change in fees with the exchange they trade on.

Buy Bitcoin using Apple Pay with BitPay

BitPay is the largest Bitcoin and cryptocurrency payment service provider based in Atlanta, Georgia. It allows businesses, merchants and institutions to accept cryptocurrency payments and convert them into fiat currency. BitPay has become very popular because it charges merchants a flat 1% transaction fee compared to credit cards known to charge higher fees of 3% and sometimes more.

BitPay added Apple Pay as a payment option in 2021, allowing users to buy, exchange and shop BTC and other cryptocurrencies using the Apple Pay digital wallet. BitPay does not yet allow in-app cryptocurrency purchases, but contactless cryptocurrency purchases using NFC can be made in stores or online using Apple Pay on supported devices. can do.

In addition to Bitcoin, BitPay also supports popular stablecoins such as USD Coin (USDC) and BinanceUSD (BUSD) for Apple Pay purchases. A user must add his BitPay crypto debit card to Apple Pay and he can make purchases using Bitcoin anywhere Apple Pay is accepted worldwide. BitPay has partnered with Simplex and Wyre to enable these Apple Pay payments.

Steps to buy bitcoin using Apple Pay with BitPay

  1. Log in to the BitPay app.
  2. Load your BitPay debit card with BTC.
  3. Add your BitPay card to Apple Pay in the BitPay app.
    Add a BitPay card to Apple Pay
  4. Use the BTC funds on your BitPay card to make purchases using Apple Pay.

Buy Bitcoin with Apple Pay using MetaMask

Ethereum cryptocurrency wallet provider MetaMask also now allows users to purchase cryptocurrencies via Apple Pay. MetaMask announced support for Apple Pay in April 2022. Since this is not a direct integration with Apple, MetaMask users will be redirected to Wyre to pay via credit/debit card or Apple Pay. Wyre is a cryptocurrency exchange that offers crypto to fiat via APIs and integrates with Apple Pay.

MetaMask allows Apple Pay users to deposit up to $400 per day into their wallets, charging a gas fee and a unique transaction fee (0.875% of the transaction amount). In addition, purchasing crypto through MetaMask allows the user to use it in various decentralized applications (DApps) and his Web3 services where MetaMask is available. However, in-store contactless purchases are not yet available via this method.

Steps to buy Bitcoin using Apple Pay through MetaMask

  1. Log into your MetaMas account in your browser or app.
  2. Set up Apple Pay from the app.
  3. See Know Your Customer on cards connected to Apple Pay.
  4. [資金を追加]then tap[BTC を購入]Click to enter the amount.
  5. Select Apple Pay as your payment method.
  6. Authenticate and complete the transaction.

The above four methods are well known, Exodus, Paxful,, Lumi Wallet,, and more. Users should familiarize themselves with the terms of use, fees, etc. before choosing their preferred method.

Should I buy cryptocurrency with Apple Pay?

There is no definitive answer as to whether users should choose to purchase Bitcoin and other cryptocurrencies using the Apple Pay method. However, doing so has both advantages and disadvantages.

Pluses include fast, easy, and easy transactions. Apple Pay’s contactless payment technology has made it the preferred payment method among US millennials and Gen Z users. Apple Pay’s contactless payment method is accepted for fiat payments at 85% of US retailers, according to Apple Pay statistics. This user preference is also reflected in the numerous cryptocurrency platforms, exchanges, and wallets that have implemented his contactless Apple Pay integration.

However, the downsides to be aware of include the threat of financial loss from fraud, hacking, and malware, as well as the volatility of crypto, which can cause the price to fluctuate frequently during purchases. You should make an informed decision and do thorough research before using the various crypto payment methods available at.